百万目标（1 Million Target)

以30k资金为首次的资本。再以每年多增加5k的资金。如果每年的平均回酬率是20%，你将会得到以下的效果：
@100k，5年
@1 million，17年
@10 million，29年

什么是雪球的效应？
首先，做好一粒小的雪球，然后把它从高山上滚下去。 你将会看到一粒很大型的雪球在山脚下。小雪球就是你首次的资本。把雪球滚下去就是你新增的资金，股票增值，股息和红股的得益。长期的效应，就会制造成山脚下的巨大雪球。

雪球的大小，不是重点。只要你用心做，你就能得到雪球的效应。但是，雪球的大小，会间接影响最后的效果。

只要明白以上的雪球的效应加上不断地付出，百万目标就可以达成了！任何愚笨的决定（大量投机），可以随时轻易把你辛苦累积的雪球损坏。到头来只会功亏一篑。所以，投资以基本为首，是最明智的选择。

这个目标，主要重点就是每年的平均回酬率。只有到达20%或以上，就可以在限制的时间达标。增加新资本，也能提升达标的速度。真的那么容易吗？那就让时间去证明吧！

By investing 30k capital and with another additional of 5k top up for every year, looking at 20% average annual profit, you will able to make your capital become:
@100k in 5 years
@1 million in 17 years
@10 million in 29 years

Do you know about snow ball effect?
By making a small snow ball, push it down from the top of the mountain and let it roll to the bottom of the mountain. You will able to see a very huge snow ball landed on the ground.
Making a small snow ball = create your first investment capital.
Rolling snow ball = your new injection capital, investment gain and dividend/bonus gain from your capital.

The size doesn't matter. As long as you do, you will always get the snow ball effect. Anyhow, the greater the initial snow ball you make, the greater the snow ball effect you got at the end.

Of course, you need know how to roll your snow ball by understand more and more about the mountain you are dealing with. Any big silly decision, it will burst your snow ball. There is no free lunch in this world. Pay your effort to get your reward. Avoid speculation and always stick to the fundamental analysis in investment.

The main point for this millionaire target is the average annual profit. As long as you can make it at 20% or above, then you can achieve your target according to the time frame you set. By inject more new capital into your investment portfolio, it will definitely speed up your time to achieve the target.  Is that easy? There is a will, there is a way!